MURCIA MAR MENOR & CARTAGENA

Blacktower Financial: Celebrating 40 years of International Wealth ManagementHow economic change, expat growth and regulation have shaped modern financial planning across Spain Why 40 years matters   In financial planning, experience cannot be fast-tracked. As Blacktower marks its 40th anniversary in 2026, it is an.. 05/03/2026

Do you have assets outside Spain? You may need to file modelo 720 before March 31LS Solicitors outline what Spanish tax residents need to know about declaring property, savings and investments abroad If you are resident in Spain and hold assets in another country, the Assets Abroad Declaration, also known as modelo or Form 720.. 24/02/2026

Spain's minimum wage keeps rising - so why aren’t most salaries keeping up?Experts say recent hikes mainly lift the lowest earners while average pay still lags behind Europe When Spain signed off the latest minimum wage rise to €1,221 a month earlier this week, it was sold as another boost for the country’s lowest.. 20/02/2026

Live with a senior relative? You could deduct up to €2,550 on your next Spanish tax returnUpdated allowance for dependent ascendants comes into focus ahead of the 2025-26 filing season With the 2025-26 Spanish income tax campaign now just a couple of months away, many households are beginning to look closely at what they can deduct before.. 18/02/2026

Spanish Social Security begins 2024 contribution review for 3.3 million self-employed workersThe three-phase procedure will impact all autonomos in Spain who carried out work in 2024 The Treasury in Spain has this week started calculating self-employed workers' contributions for 2024, marking the beginning of a three-phase procedure that.. 09/01/2026

Don't let inheritance be a headache for you and your familyEnsure your property is left to whomever you want and save your heirs hassle and money by making a Spanish will If you want to make sure that your Spanish property goes to the people you want after you pass away, or you need help to claim an inheritance.. 17/11/2025

Own property in Spain? Here's what's changing for non-residents in 2025-2026We’re just a couple of months away from the new year, and there are important things that all homeowners should now for 2026...  As Spain heads into a new tax year, several legal updates are set to impact non-resident property owners from.. 07/11/2025

Non-residents tax in Spain - how to get it done with all the guarantees you want without spending the earth!Take advantage of the PALS Solicitor package in Puerto de Mazarrón and Condado de Alhama For those of us who own property in Spain or carry out some kind of economic activity in Spain but are not actually registered as resident in the country, one of..

Non-resident property tax: Stress-free filing with IberianTax Although owning a property in Spain is a dream for many, filing your non-resident property taxes can prove more of a nightmare. For most non-resident owners, processes in the Spanish bureaucracy can feel confusing, time-consuming and costly. This is where.. 17/10/2025

Non-EU property owners in Spain can now deduct rental expenses and receive tax rebatesSpain’s National Court has ruled that preventing non-EU property owners from deducting rental expenses violates EU law, a decision which allows non-EU investors to claim substantial tax refunds and reduce future liabilities Until recently, non-EU..

Understanding non-resident property taxes in SpainA guide to the IRNR and rental income tax obligations for foreign homeowners from LS Solicitors Non-residents who own property in Spain are subject to a specific set of tax obligations that can be unfamiliar and, at times, confusing. Among these are the..

Buying a house in Murcia just got cheaper: Lower taxes on property transfers and wealth tax from 2025Regional government reductions in the property transfer tax and wealth tax aim to attract investment in real estate As of July 25, 2025, the Region of Murcia government has implemented significant tax reductions affecting real estate transactions.. 30/07/2025

What is IBI property tax in Spain, how much is this council tax and do I have to pay it?Understanding this charge could save you money and is important to consider when buying a house IBI is one of the most important taxes in Spain and needs to be understood before investing in a property. In Alicante province it is often known..

Digital certificate in Spain: What it is used for, why you need it and how to get oneLearn more about Spanish digital certificates for completing official residency, tax and government forms online You may have heard of a ‘digital certificate’ or ‘certificado digital’ in Spain, and perhaps even been asked to present..

What happens if you die without a will in Spain?Here’s what happens to the money if someone dies and doesn’t have a will for Spanish assets Dying without a will can lead to significant complications, especially in a foreign country like Spain, where inheritance laws may differ considerably..

Navigating UK pension transfers to Spain: A strategic approachBlacktower Financial Management can help transfer a UK pension to Spain for expats by Keith Littlewood, Blacktower Financial Management   The landscape of transferring UK pensions to Spain has continued to evolve, reflecting changes in.. 04/06/2024

Navigate the Spanish property market with Heniam conveyancing servicesExpert guidance through every step of real estate purchases in Spain with Heniam & Associates Suppose you’ve found your dream home in Spain and successfully made an offer. Now what? Enter conveyancing: the intricate legal procedure involving.. 03/06/2024

Tax-efficient investing in Spain: A guide to maximising your wealthMake the most of your investments in Spain with professional advice by Keith Littlewood, Blacktower Financial Management   Investing in Spain offers a unique blend of opportunities and challenges, particularly when considering the tax implications.. 17/05/2024

Simple, professional Spanish Wills and Inheritance services from PALS Solicitor in Puerto de Mazarrón and La MangaA Spanish Will is essential whether you own various properties or have nothing more than a bank account in this country! Anyone who has been through bereavement and inheritance procedures, whether in Spain, the UK or any other country, will know how difficult..

Get your finances up to date in 2024: Blacktower Financial ManagementIf you want to ensure you have a prosperous New Year, then read on By Keith Littlewood, Blacktower International Financial Advisor   Next year, Blacktower will be conducting workshops in the Costa Calida area on the following subjects: &..